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So I took delivery of my first brand new Land Rover Discovery Sport back in April and it's been a nightmare ever since.... I got into my car yesterday and noticed that the Panoramic roof is cracked, as far as I can tell, nothing has fit the roof and it's right below the roof bars so it's in a somewhat protected spot. I'm wondering whether it's the heat that has cracked it? Has anyone else experienced this? Any idea how much its going to cost to replace?
 

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Should be covered as part of the glass section of your comprehensive insurance policy - so policy excess £100?
 

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It is made of laminated glass the same as the windscreen so unlikely to be heat. But as it is brand new, I suggest you contact the dealer just in case there was a manufacturing issue.
But otherwise, as above, normally covered by fully comp insurance.
 

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I asked my insurer (Admiral) about this earlier in the year, and they confirmed that it is definitely part of the glass cover, as opposed to the bodywork section of the policy.

Which is good, because the glass excess is only £75, whereas the body and paint side of it is £500
 

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I had cracked roof from a stone impact. As others have said, fixed by normal glass repair process like a windscreen with £70 excess. Good job as I beleive the replacement glass and surround is over £1000 from Land Rover.
Note: Cant be done on your drive; I had to take it to a glass fitting depot as it is a 4-man job to get the roof section off and new one in! (headlining has to come down but does not come out as it's too big once the windscreen is in place).
 

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Who are "a lot" of insurance companies? Can you quantify that statement, specifically?

Perhaps you could provide us with an exhaustive list of those that don't, seeing as you seem to know so much about who does/doesn't cover it under glass breakage? For the benefit of fellow members, you understand……I'm sure…. :roll:
 

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marcusp said:
Check your policy as a lot of ins companies wont cover it under the glass section
Who are "a lot" of insurance companies? Can you quantify that statement, specifically?

Perhaps you could provide us with an exhaustive list of those that don't, seeing as you seem to know so much about who does/doesn't cover it under glass breakage? For the benefit of fellow members, you understand……I'm sure…. :roll:
 

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TheGavver said:
Who are "a lot" of insurance companies? Can you quantify that statement, specifically?

Perhaps you could provide us with an exhaustive list of those that don't, seeing as you seem to know so much about who does/doesn't cover it under glass breakage? For the benefit of fellow members, you understand……I'm sure…. :roll:
It might not be 'a lot' but it's certainly worth checking, a previous thread (https://www.discosportforums.co.uk/viewtopic.php?f=8&t=5026) listed Hastings, RAC and LRs own insurance as not covering the pano roof as 'glass'.
 

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Dashnine said:
TheGavver said:
Who are "a lot" of insurance companies? Can you quantify that statement, specifically?

Perhaps you could provide us with an exhaustive list of those that don't, seeing as you seem to know so much about who does/doesn't cover it under glass breakage? For the benefit of fellow members, you understand……I'm sure…. :roll:
It might not be 'a lot' but it's certainly worth checking, a previous thread (https://www.discosportforums.co.uk/viewtopic.php?f=8&t=5026) listed Hastings, RAC and LRs own insurance as not covering the pano roof as 'glass'.
If it isn't explicitly covered then it is covered under the accidental or malicious damage cover of the insurance policy. This will usually mean a fault claim and a loss of premium. But still cheaper than paying for it yourself.

This is the case for the LR drive away insurance.

Depending on who provides the LR insurance, pan roof is explicitly covered (eg Allianz, Axa etc.).

https://www.landroverinsurance.com/Verex/servletcontroller?MODE=XX&PRODUCT=InsuranceQuote&PRESENTATION_TYPE=InsuranceQuoteOnline&brand=LD&target=PolicyDoc

RAC does explicitly cover pan roof depending on the level of cover you bought.
 

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The Gavver no need to post your keyboard warrior reply several times I understood it the first time.
When I purchased my 2020 R Dynamic the dealer warned me abut it which made my decision not to have one.
Its also on a previous thread that some insurance companies dont cover it so take a deep breath and relax before you bash the keys again
 

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+1 Well said
The whole point of this forum is to share useful information by constructive discussion with good grace & humour along the way
Key board warrior types just show themselves up on here.
 

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I think the one thing to remember from this irrespective of the insurance company is if it is damaged by whatever means then a fully comp insurance policy will cover it however whether that falls under the windscreen cover or as a full claim will depend on the policy and you need to ask the specific question or read the small print when taking out the policy because the difference is either a small excess charge that doesnt effect your renewal cost or a full claim and a few hundred pounds excess not to mention the inevitable increase in your renewal cost
 

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Dashnine said:
It might not be 'a lot' but it's certainly worth checking, a previous thread (https://www.discosportforums.co.uk/viewtopic.php?f=8&t=5026) listed Hastings, RAC and LRs own insurance as not covering the pano roof as 'glass'.
Just checked my Hastings policy, and have discovered the above to be correct, unfortunately for me. :roll:
Here's what it states under Section 8:

"Windscreen damage
What's covered If you have comprehensive cover your Insurer will pay to replace or repair broken glass in the windscreen or windows of your Car and repair any scratching to the bodywork caused by the broken glass.
Making a claim under this section won't affect your no claims discount, as long as you're not also claiming for any other loss or damage to your Car.
Your Insurer's Nominated Repairer may use parts or Accessories that aren't made or supplied by your Car's manufacturer but are of an equivalent type and quality to those being replaced.
What's not covered under section 8:Any other glass forming part of your Car including sunroofs, panoramic roofs or panoramic sunroofs, where the roof glass is a separate unit to the windscreen glass •Any windscreens or windows not made of glass •Replacement of the hood/roof structure of a convertible or cabriolet Car •A repair or replacement cost that's more than the Market Value of your Car at the time of loss (less any Excess).
Additional charges or limited cover may apply if you don't use your Insurer's Nominated Repairer.
You have to pay an Excess for windscreen, windows and glass repairs or replacement - see your schedule of insurance and Certificate of Motor Insurance for more details."

So, that's something else I have to keep my fingers crossed for until renewal time.
Does anyone know if it's possible to have a protective impact resistant clear film applied to these roofs for added protection?

Cheers,
Nigel
 

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marcusp said:
The Gavver no need to post your keyboard warrior reply several times I understood it the first time.
When I purchased my 2020 R Dynamic the dealer warned me abut it which made my decision not to have one.
Its also on a previous thread that some insurance companies dont cover it so take a deep breath and relax before you bash the keys again
I think that you will find that the forum server experienced a glitch last night, as it was only posted the once. I did report it to the non-existent moderator to remove the duplicates, but so far that's failed to happen. Perhaps, as you seem to be the font of all knowledge, you would like to volunteer your services to become one? Then you too can bash your keys with as much fervour as you bash your Bishop! :lol:
 

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Egg face springs to mind mate and now you are showing your immaturity. Just admit it you have been shown up for what you are and move on you idiot.
 

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I was too polite to post what I ..l.l
post moderated and poster banned from the forum
Please be nice to each other
 

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Paul I think this idiot has just proven you right. Clearly thinks hes a hard man abusing people on a forum when he is shown up and proven wrong yet again. I feel sorry for him actually living such a sad little angry life that he needs to come on here and be abusive when he is shown up for talking out his backside. Never mind the schools go back in a few weeks
 

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RafflesNH said:
Dashnine said:
It might not be 'a lot' but it's certainly worth checking, a previous thread (https://www.discosportforums.co.uk/viewtopic.php?f=8&t=5026) listed Hastings, RAC and LRs own insurance as not covering the pano roof as 'glass'.
Just checked my Hastings policy, and have discovered the above to be correct, unfortunately for me. :roll:
Here's what it states under Section 8:

"Windscreen damage
What's covered If you have comprehensive cover your Insurer will pay to replace or repair broken glass in the windscreen or windows of your Car and repair any scratching to the bodywork caused by the broken glass.
Making a claim under this section won't affect your no claims discount, as long as you're not also claiming for any other loss or damage to your Car.
Your Insurer's Nominated Repairer may use parts or Accessories that aren't made or supplied by your Car's manufacturer but are of an equivalent type and quality to those being replaced.
What's not covered under section 8:Any other glass forming part of your Car including sunroofs, panoramic roofs or panoramic sunroofs, where the roof glass is a separate unit to the windscreen glass •Any windscreens or windows not made of glass •Replacement of the hood/roof structure of a convertible or cabriolet Car •A repair or replacement cost that's more than the Market Value of your Car at the time of loss (less any Excess).
Additional charges or limited cover may apply if you don't use your Insurer's Nominated Repairer.
You have to pay an Excess for windscreen, windows and glass repairs or replacement - see your schedule of insurance and Certificate of Motor Insurance for more details."

So, that's something else I have to keep my fingers crossed for until renewal time.
Does anyone know if it's possible to have a protective impact resistant clear film applied to these roofs for added protection?

Cheers,
Nigel
Nigel,

While it isn't covered under glass, your insurer will still cover it under accidental or malicious damage. This will usually mean a fault claim and a loss of premium. But still cheaper than paying for it yourself.
 

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sandbox said:
Nigel,

While it isn't covered under glass, your insurer will still cover it under accidental or malicious damage. This will usually mean a fault claim and a loss of premium. But still cheaper than paying for it yourself.
Yes, I had realised that, thanks. But come renewal time, I shall certainly be checking out other insurers in this respect now.

Nigel
 
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